Terms of Use

Last updated: September 2026

No financial, tax, or legal advice

TheCalcNerd provides free calculators and educational content for general informational purposes only. Nothing on this site constitutes financial, tax, investment, or legal advice, and results are estimates based on the numbers and assumptions you enter. Tax figures (contribution limits, wage bases, and similar) reflect the most recent official IRS/SSA figures at the time of writing but change annually — always confirm current-year numbers and important financial decisions with a qualified professional (a CPA, CFP, or attorney as appropriate) before acting on them.

Accuracy and limitation of liability

We aim for every calculation to be mathematically correct and verify each formula by hand before publishing it, but we make no guarantee of accuracy, completeness, or fitness for a particular purpose. Use of any calculator or guide on this site is at your own risk, and TheCalcNerd is not liable for decisions made based on its content.

Intellectual property

The text, design, and code of this site are owned by TheCalcNerd unless otherwise noted. You may use the site for personal, non-commercial reference. Reproducing substantial portions of our guides elsewhere without permission is not allowed.

Use of the site

You may use this site for personal, non-commercial purposes. Do not attempt to disrupt the site, scrape it at scale, reverse-engineer its calculators for redistribution, or otherwise misuse it.

Third-party links and ads

This site may contain links to third-party sites and, once enabled, third-party advertisements served by Google AdSense. We don't control and aren't responsible for the content or practices of external sites.

Changes to these terms

We may revise these terms from time to time; continued use of the site after a change constitutes acceptance of the updated terms.